Background Image

Articles

article

Alexa Authentication A Natural Fit For SME Banking

February 24, 2017

The way FinTech adoption goes, it’s usually the consumers who first jump onto a new technology, and corporate users typically follow later. Mike Carter, chief marketing officer for D3 Banking, doesn’t expect that pattern to be disrupted when it comes to the adoption of voice recognition technology, like Amazon’s Alexa personal assistant. But, he said, there is something unique about the tool that could help it become a mainstay for small businesses.

Read More
article

Voice-Activated Tracker: Let’s Talk About Banks

February 24, 2017

In recent weeks, a number of financial institutions and FinTech providers have begun testing, introducing or adding upgrades to voice navigation functionalities for their banking customers.

Read More
article

D3 Banking Reports Digital Banking Growth in 2016

January 31, 2017

Financial institutions using digital banking solution experience rise in digital users, company reports record revenue and is positioned for continued momentum

Read More
article

Our 10 favorite investment stories of 2016

January 4, 2017

Silicon Prairie News covers the tech startup scene across Nebraska, Iowa, Kansas and Missouri. Here are our most popular investment stories this year:

Read More
article

Top 2017 Banking Trend Will Be Digital Momentum

December 21, 2016

The major online and mobile banking replacement cycle that began in 2016 will gain significant momentum in 2017 as more financial institutions seek to stabilize and grow customer bases through an advanced, comprehensive digital banking strategy.

Read More
article

Top tech trend for 2017: humans

December 27, 2016

Exceptional customer experience, coupled with enhanced staff proficiency, seen as keys to success

Read More
article

Digital Banking Milestone

November 29, 2016

3 Banking, the leading innovator in data driven digital™ banking, announced today that more than one million digital users from Arvest Bank and First Tennessee Bank have successfully migrated to its digital banking platform over the past year, representing the largest replacement projects of this kind in the digital banking era.

Read More
article

D3 Digital Banking Platform Goes Live at First Tennessee Bank

November 16, 2016

The largest Tennessee-based bank, First Tennessee Bank, has gone live with a digital banking platform from D3 Banking. The deployment will provide a personalized banking experience for almost half-a-million digital customers while lowering costs for First Tennessee Bank.

Read More
article

Making banks relevant to small business customers

July 11, 2016

Although small businesses have generated two-thirds of the economic growth in the United States since 1995, few financial institutions offer products or services built specifically to meet the needs of this vast and potentially profitable segment.

Read More
article

Alt Lending Anxieties Nowhere To Be Found

July 1, 2016

For weeks the FinTech industry has been managing fears and anxieties over the future of the novel alternative finance space. Soon after Lending Club revealed its ex-CEO may have artificially inflated the company’s lending volumes, the U.S. Treasury Department released its report on the sector and concluded that the market would likely benefit from greater oversight from regulators.

Read More
article

The Digital Race In Small Biz Banking

July 27, 2016

The edge mid-sized and community banks have historically had on the big guys is that they put a face to banking. For small and medium-sized business owners, that personal touch may be the factor that leads them to choose their local branch over a major, multinational financial institution.

Read More
article

Vetting a Vendor

Aug 1, 2016

Security continues to be a major area of vulnerability for the banking industry, with attacks impacting individuals, small businesses and major corporations. From phishing to ransomware, fraudsters are constantly evolving their methods to counter steps taken by banks and credit unions to protect their environments. To maintain their reputation as organizations trusted most by consumers and businesses when it comes to managing assets, financial institutions must ensure that every part of their operation is secure, including those areas where vendors play a role.

Read More
article

3 Questions with Michael Carter of D3 Banking

September 2, 2016

FintekNews is pleased to offer the 10th installment of our weekly feature column "3 Questions". Each week, we feature a thought leader within a unique sector of fintech and ask them to answer just 3 questions for our audience in their vernacular. This week we are pleased to introduce you to Michael Carter, Chief Market Analyst with D3 Banking, a digital analytics and data services firm which helps banks design user experiences for their consumers and small business customers.

Read More
article

The Risk of Doing Nothing

Oct 24th, 2016

It’s no secret that most bankers are logical people; our industry is full of methodical, meticulous thinkers. Such careful thinking tends to be accompanied by a higher level of risk aversion than is typical in many professions. That’s a good thing since this is the group of professionals that consumers trust to safeguard their money. However, sometimes it is difficult to understand where the real risks lie, especially in areas such as digital banking.

Read More
article

Expect Long Mobile Wallet Adoption Curve

Oct 24th, 2016

Though mobile wallets continue to show great promise, they will be on a longer adoption curve than many those in financial services expect, Michael Carter, chief market analyst for D3 Banking, tells Mobile Marketing & Technology.

Read More
article

Bringing Digital Banking To SMBs

January 19, 2016

The movement toward digital financial services can only be as strong as the technology that is implemented to conduct transactions, far and wide, through a variety of channels, including mobile. For some small and mid-sized businesses, embracing digital banking can mean moving beyond mere convenience to embracing a deep and real understanding of how they are truly operating on a day-to-day basis.

Read More
article

Leveraging the Benefits of Same Day ACH

October 26, 2015

Same-day ACH services can both lower payments costs for banks while improving customer service.

Read More
article

D3 Banking’s Mike Carter on millennials and the future of banking

September 29th, 2015

Mike Carter is Chief Marketing Officer of D3 Banking, a digital banking startup based in Omaha. He recently spoke at the FinovateFall conference in New York. He will be presenting on millennials and banking at the Digital Economy Conference on October 2nd. SPN caught up with Carter by phone.

Read More
article

D3 Banking, Jack Henry present at FinovateFall in New York

September 23rd, 2015

“Our money movement service for small businesses simplifies the process of making payments removing the need for them to know the difference between bill pay, A2A, P2P, ACH or wire payments,” Mark Vipond, CEO of D3 Banking, said

Read More
article

Imperative to Be Strategic, Not Tactical, With Technology

February 26th, 2015

To remain competitive, credit unions must have an ever-evolving strategic plan that delivers greater member value across an increasing number of channels.

Read More
article

Converting the e-Channel to Recognize Members and Realize ROI


Because credit unions have members rather than shareholders, delivering exceptional service determines why one CU is superier to another.

Read More
article

What Bankers Can Learn From The Retail Industry

July 9th, 2015

The digital challenges and opportunities facing banks and credit unions are not unlike those faced by retailers more than a decade ago. Will the banking industry learn from those before them or face a similar fate similar to Blockbuster, Borders, Circuit City and others.

Read More
article

Nacha’s Same-Day Move Helps U.S. Banks Play Catch Up


Nacha recently announced a rule change allowing for same day ACH payments. This decision was a heavily debated throughout the industry for several years.

Read More
article

Personal Financial Management Tools Help Customers Help Themselves


Personal financial management (PFM) has a dual personality these days. On one side are Quicken-like planning packages that simplify budgeting and other financial tasks, but still require a certain amount of regular care and attention from users.

Read More
article

Building an E-channel Roadmap


Many of the online mobile technology decisions made by credit unions have been reactions to rapid member adoption of digital devices and increasing industry competitive pressures.

Read More
article

Debating the Rising Digital Banking Price Tag


Call it sticker shock. Some credit unions are expressing dismay and anger at what they perceive as sharp jumps in their monthly fees for online and mobile banking, mobile remote deposit capture and digital bill pay.

Read More
article

SHAZAM and D3 Banking Join Hands to Create New SaaS Solution


SHAZAM Network and D3 Banking are collaborating to create a comprehensive digital banking service for community financial institutions.

Read More