Meet D3 Banking



About Us

  • What

    Our products were built for banks and credit unions that want a strategic answer to meeting the demand of their customers and members for a digital banking solution that meets their needs now and in the future. By 2016 more than a million and a half consumers and small businesses will be using our on premise and SaaS-based solution.

  • How

    We are headquartered on the Silicon Prairie in Omaha, Nebraska. We were raised to treat values as more than just clichés. Seems to us everyone has a list that, too often, it seems like they haven’t really read. We like it simple: ask why, think differently, adapt quickly and do the next right thing especially if it is hard.

  • Why

    We believe that technology is supposed to make things easier, not harder. So, we come to work every day to discover how technology can be applied to bring more convenience and control to financial institutions and the consumers and small businesses that depend on them to meet their digital banking needs.


Mark Vipond
Jeff Hale
SVP Sales & Marketing
Jeff Walker
Dwight Hanson
Carrie Nelson
VP - Support & Services
Bob Cronin
SVP Product
Jeff Marshall
Merri Wees
VP Corporate Services

Board of Directors

The decades of experience the members of our management team have from working at companies such as ACI Worldwide, S1, First Data, Intuit and others, is matched by our board of directors impressive pedigree in financial service.

Ben Britt

Ben is Vice President at Route 66 Ventures, and focuses on investments in private equity, venture capital, and project finance. Prior to joining Route 66, Ben was a management consultant at McKinsey & Company, where he advised leading organizations around the globe on lean operations, strategy, and product design. Previously, Ben was a co-founder and executive of an innovative web services start-up called WiseChoice, an online college counseling resource that helped high school students and their families navigate and find “best fit” colleges.

He also served in various senior roles at Goal Financial, a major student loan originator, and was responsible for capital markets transactions, securitizations, and financial analysis. Ben began his career as a submarine officer and nuclear engineer in the U.S. Navy. He holds an MBA from Massachusetts Institute of Technology, an M.S. from the University of Maryland – College Park, and a B.S. in Economics from the U.S. Naval Academy, where he graduated with honors.

William Fisher

William (Fish) Fisher is the founding partner of Treetop Ventures LLC, a company that provides comprehensive, integrated financial and legal support for small and start-up businesses. He is an experienced executive, entrepreneur, investor and public board member. He has served on the board of directors of five public companies (Hypercom, West Teleservices, Transaction Systems, TriZetto and Bank of America merchant processing).

Fish was president of the Government Services division at First Data Resources when he left in 1987 after a seven-year tenure to join ACI. At ACI he led a management buyout of the company from Tandem Computers, founding Transaction Systems Architects in 1993. He served as Chairman and CEO of that company until 2001. Since working at ACI, Fish has been an angel investor in a number of private companies, serving on the board of many of these.

He is co-founder of a number of companies in addition to Treetop and Transaction Systems including Sojern, Prism Technologies and Prairie Cloudware. He has a Bachelor of Science in Management from Indiana University and a MBA from the University of Nebraska.

Alex Hart

Alex Hart brings more than 20 years of experience in financial services to the board and has held numerous senior positions at companies such as NationsBank, CheckFree and Microsoft. Alex was president and CEO of Corillian, an early pioneer in the Internet banking market, which experienced a 2,700 percent increase in equity value during his five-year tenure.

His most recent roles include president and CEO of Official Payments, a provider of electronic payment options to the United States government and other organizations, and president of Fuelman, a division of Fleetcor Technologies, a global provider of fuel cards and workforce payment products to businesses. As a consultant for ACI Worldwide, he assisted with corporate development and product strategy.

Matthew Lawlor

Matthew (Matt) Lawlor is general partner of Lawton House Capital, a venture development and investment holding firm focused on financial services and payment technologies.

He founded Online Resources, where he served as Chairman and CEO for 20 years until 2009. With 15 million consumer end-users, Online Resources was one of the nation’s largest and most innovative outsourcers of online financial and payment services.

Matt began his career in 1970 with RCA, serving as project engineer for NASA’s Earth Resources Technology Satellite. After completing graduate school, he joined Chemical Bank (now JP Morgan Chase). There he was staff coordinator for the bank’s Asset and Liability Management Committee, managed a consumer-banking group, and headed Chemical’s international equity investment company.

In 1980, Lawlor served as a Presidential Exchange Executive in the White House. He later formed a venture development firm, providing seed capital to RSA (formerly Security Dynamics) and other early-stage technology companies. Matt holds a BS in mechanical engineering from the University of Pennsylvania and a MBA from Harvard. He is active in public affairs and charitable work.

Dennis O’Brien

Prior to forming West Partners in 2007, Dennis was a Partner at McCarthy Capital Corporation where he was responsible for evaluating acquisition opportunities, structuring and consummating transactions, and serving on boards of portfolio companies. Previous to that, Dennis held positions at First Data Corporation and Mutual of Omaha. Dennis received his B.S.B.A., M.B.A. and J.D. degrees from Creighton University.

Mark Vipond

Mark Vipond is chief executive officer of D3 Banking, an innovator in data driven digital™ banking. He is responsible for the strategic direction of the company as well as the executive oversight of sales and operations.

Mark is a seasoned payments and digital technology executive with more than 25 years of experience in the software industry. Prior to founding D3 Banking, he was president of ACI Worldwide, Inc., a provider of electronic payments and banking for more than 2,600 financial institutions, retailers and processors around the world.

Mark worked with ACI Worldwide for 23 years, making his way up to president through the ranks. Over the years, he was president of global product, senior vice president of consumer banking, chief operating officer, national sales manager and vice president of the emerging technologies and network systems divisions.

During Mark’s leadership at the company, it grew into an international powerhouse, multiplying its business twenty times over. He began his career as a systems engineer at IBM. He is an alumnus of the University of Nebraska Omaha with a degree in business administration.